Alma buys your property at an agreed price and releases cash to you in days. You stay in place, and you hold a fixed right to repurchase it within two years.
5 to 7 working days from viewing to completion at the Trustee Office.
An indicative offer usually within a working day, and completion in a matter of days.
Sale price, buy-back price and rent are fixed in writing before you commit. No hidden costs.
The assessment is based on your property, not on lengthy approvals or paperwork.
Continue living in your home on a lease, and buy it back at a price agreed from day one.
Following the example of a property valued at AED 2,000,000. Figures are illustrative and confirmed after inspection and final valuation.
We assess your property against recent transactions in your building.
You sell at an agreed price and receive cash. Title transfers to Alma.
AED 1,000,000 to youLease the property back and continue living there, or let Alma rent it out.
AED 140,000 / year rentRepurchase at the fixed price any time within two years.
AED 1,200,000 buy-backIf you choose not to repurchase within the two-year term, Alma keeps the property. The decision, and the price, are clear from day one.
The same principle, applied to where you stand today: owning, buying, or close to handover.
Release 50% of your property's value in cash, stay in place on a lease, and keep a fixed right to buy it back within two years.
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Secure a property with your contribution today, while Alma holds title. Take full ownership within two years at a price agreed up front.
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Alma settles the outstanding balance with your developer so you do not lose the unit, and you keep the right to repurchase within two years.
Learn more →Move the slider to your estimated market value. Final figures follow inspection and valuation.
Illustrative only. The exact terms of any offer depend on the property, its location and current market evidence.
Documents to completion in about a working week, coordinated end to end.
Every transfer is registered through the Dubai Land Department and the Trustee Office.
Sale price, buy-back price and rent are fixed in writing before you commit.
What matters is that you own the property. No income checks, no lengthy approvals, no bank-style paperwork to begin.
A dedicated structure reviewed against AAOIFI standards is available on request.
Your situation stays private. Confidentiality is written into every agreement.
Most cases move from viewing to completion in five to seven working days.
Start your check →Share a few details about the property and your situation. No documents needed to begin.
We review and send an indicative, non-binding offer based on market evidence.
If the preliminary terms work for you, we schedule a viewing of the property.
After the viewing, we issue your final offer with the confirmed terms.
On your acceptance, we submit the case to our Investment Committee and prepare the draft Framework Agreement and related documents for your review.
We can meet at our Downtown office for any consultation, and for signing whenever you prefer.
Once the Investment Committee approves, we schedule the transfer and set your completion date.
Bring a qualified case, we structure and execute the transaction, and you earn a commission once the deal completes.
I was about to default with my developer and didn't know what to do. Alma stepped in quickly, explained the process, and fixed the problem before it got worse. Honestly, I'm very thankful.
I urgently needed cash for another deal and had no time for bank delays. Alma solved it almost instantly. Clear, fast, and stress-free.
Every bank turned me down and deadlines were close. Alma not only provided the money but also stayed in touch all the time, answering every question. That kind of support means a lot.
Great team, always available, always clear. They turned a stressful situation into something manageable.
Banks kept refusing me. Alma solved everything quickly and without stress.
I needed cash urgently and expected endless paperwork. Alma handled it fast and easy. It felt like dealing with real people, not another institution.
The bank rejected my request and I had no idea how to cover the last payment. Alma helped me out in just a few days. Without them, I would have lost my apartment.
I tried two banks and both said no because of my status. Alma listened and sorted everything in a week. Finally, someone who actually understood my situation.
Trusted by leading partners across the UAE
Share a few details and our team reviews your case, then comes back with an indicative offer, usually within a working day.
